The engineering
Bridge structures: how business bridging loans are built
Security, peak debt, open or closed, first or second mortgage, caveat or unsecured. How each piece of a bridging loan is put together.
Commercial bridging loans
A plain-English guide to commercial bridging loans in Australia: security, peak debt, exits, terms and costs, and how to tell if your plan will stand up.
Read more →Open vs closed bridging
Closed bridging has a fixed exit date; open bridging doesn't. How each works for businesses, what lenders expect and how to choose the right one.
Read more →Peak debt and end debt
Peak debt is the most you'll owe during a bridge; end debt is what's left after the exit. How to calculate both, and five ways to bring peak debt down.
Read more →Second mortgage bridging
A second mortgage bridge sits behind your existing bank loan so you can use your equity for a short gap. How it works, when it fits and what lenders check.
Read more →Caveat bridging
A caveat bridge uses a caveat on your property title to secure a short-term business loan. When it suits a bridging gap, how it works and its limits.
Read more →Home as security
Your home is often your biggest equity. How residential property can secure a business-purpose bridging loan, what to weigh up and how to protect yourself.
Read more →Unsecured bridging
No property to offer? How an unsecured cash-flow bridge of $5k to $500k can cover a short gap for a trading business, and what makes the exit convincing.
Read more →Bridging loan costs
What goes into the cost of a business bridging loan, how costs can be prepaid, paid monthly or added to the loan, and how to compare offers in dollars.
Read more →Run the numbers first
Map your two dates, peak debt and exit before you talk to anyone.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
No spray-and-pray
A real person on your file