About us
We fund the span between two events
Business Bridging Loans helps Australian business owners get across the gap between something that has to happen now and something that pays them later.
Who we help
Our clients are business owners standing in a gap. They've found the right premises before the old ones have sold. Their buyer's settlement has slipped but their own commitments haven't. Their refinance is grinding through a bank's checklist. They're owed an R&D refund, an insurance payout, a grant milestone or the proceeds of a business sale, and the money is coming, just not yet.
They come from every kind of business: manufacturers and fabricators, medical and allied health practices, builders and trades, importers, hospitality operators, transport companies, technology firms. What they share is a clear reason the money will be there later, and a real need for it now.
Why we start with the exit
Most finance conversations begin with "how much do you need?" Ours begins with "what pays it back, and when?" A bridging loan isn't repaid by years of instalments. It's repaid by one event: a settlement, a refinance, a refund, a claim. If that event is solid, the rest of the structure usually follows. If it isn't, no amount of security makes the bridge comfortable.
So we spend our first conversation on your far pier. What's signed, what's lodged, what's approved, what could slip. Then we size the span: peak debt, end debt, term and buffer. It's how an engineer would approach it, and it's why we built the bridging timeline calculator and the exit strength check so you can do the same before you call.
What we arrange
- Property-secured bridging from $20,000 to $5,000,000: first mortgages, second mortgages and caveats, over residential or commercial property.
- Unsecured and cash-flow bridges for trading businesses without property, typically $5,000 to $500,000, sized on turnover and bank statements.
- Structures built around your exit: open or closed, costs paid monthly, prepaid or added to the loan, terms sized with a buffer.
Past credit issues and ATO debt considered case by case. Business purposes only. We don't publish rates, because every facility is priced on the business's own circumstances.
The promises we keep
No credit check to enquire
Mapping out your bridge doesn't touch your credit file. A credit check only comes up once you choose to go ahead.
No spray-and-pray
Your enquiry isn't fired off to a list of lenders. It stays with one team that works your gap and your exit properly.
A real person on your file
A bridging specialist reads what you've sent and calls you. Accurate answers on the form mean the right structure first time.
In plain words: asking us what's possible doesn't touch your credit file. Your enquiry isn't blasted out to a list of lenders, so your phone won't light up with strangers. A real person reads what you've told us and calls you. And because we can only match you properly if the picture is accurate, we ask you to fill in the form carefully, especially property values, existing loans and dates.
How we work
One team works your enquiry from the first call to settlement. We explain the options, including when a bridge isn't the right tool. If it is, we tell you what documents we need and why, keep you updated through valuation and approval, and make sure the funds land where they need to on the day. Read the full process on how it works.
How to reach us
You can reach us on 02 9011 6061 during business hours, or through the 60-second enquiry at any time.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
No spray-and-pray
A real person on your file