The far side
Exit plans: how a business bridging loan gets repaid
A bridge is only as good as where it lands. What a credible exit looks like, the evidence behind it, and what happens if it slips.
Exit strategy
A bridging loan is judged by its exit. The three questions lenders ask, the exits that work, how to evidence yours, and the plan B that makes it bankable.
Read more →Exit by sale
Selling a property or business to repay a bridge? How lenders test a sale exit, from appraisal to settlement, and how to strengthen yours before you borrow.
Read more →Exit by refinance
Planning to refinance your bridging loan into a bank or long-term loan? How lenders test a refinance exit, what trips it up and how to prepare from day one.
Read more →Money you're owed
When a refund, insurance claim, grant or big contract payment will repay your bridge. How lenders test these exits and what can shrink or delay them.
Read more →Property not sold
Your bridge depends on a sale that isn't happening. The options, from price and agent changes to extensions and refinancing, and when to act on them.
Read more →Bridging loan extension
Your exit is late and the term is ending. How bridging loan extensions work, what lenders need to agree, what it may cost and the alternatives to consider.
Read more →Exit evidence checklist
The documents lenders need for a business bridging loan, organised by exit type: sale, refinance, refund, claim, grant and contract. Gather these first.
Read more →Bridging loan term
Bridging loan terms are set around your exit date, not a standard length. A simple method to size the term and buffer so a late exit doesn't become a crisis.
Read more →Run the numbers first
Map your two dates, peak debt and exit before you talk to anyone.
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